Looking at DB transfers in light of the recent FCA Policy Statement PS18/6 and Consultation Paper CP18/7. We talk through the application of these papers and their potential to improve the quality of pension transfer advice to clients.
Learning objectives
In this session we covered…
- Is the new Appropriate Pensions Transfer Analysis with the Transfer Value Comparator an improvement over the current TVAS?
- Would the development of a standardised data request to trustees from advisers be a helpful development?
- Contingent charging
- Investment risk vs transfer risk
- The FCA’s investigation into unsuitable pension transfer advice
