The State Pension age review: what paraplanners need to know

Pensions
Podcast
Video
Date:

Thursday 28th August 2025

Location:

Duration

00 HRS 20 MINS

Host Richard Allum is joined by Barnett Waddingham’s James Jones-Tinsley for a bonus episode exploring the government’s announcement of an independent review of the state pension age review and its potential consequences for retirement planning. 

As well as considering the scope of the review, which is being led by Dr Suzy Morrissey, deputy director of the Pensions Policy Institute (PPI), and what it means for the future, Richard and James discuss 

They discuss:

  • increases to the state pension age – and why the rise to an SPA of 67 by 2028 is unlikely to be the end of the story
  • how the ‘triple lock’ came about – and why its future is uncertain
  • why approaches adopted by other governments could offer inspiration to provision of the UK State Pension in future

The review’s call for evidence closes on 24 October 2025. And with its focus on life expectancy and intergenerational equity, this episode is essential listening for paraplanners keen to stay ahead of the debate and its likely effects on retirement advice long into the future.

Speakers

1
James Jones-Tinsley
Barnett Waddingham

James graduated from Leeds University in 1990 with a degree in Economic History. He qualified as an Associate of the Pensions Management Institute in 1994 and became a Fellow in 2004. James is also a qualified Chartered Financial Planner and an Associate of the Personal Finance Society.

During the 13 years prior to joining Barnett Waddingham in 2015, James held pension technical roles with two Yorkshire-based firms of Independent Financial Advisers.

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