The choices clients make during the 5-10 years either side of retirement can decide how comfortable they’ll be once they stop working. In fact, it’s such a distinctive stage in our financial lives that, among a growing number of advice professionals, it’s known as the ‘retirement risk zone’.
The data says – and you’ll know this yourself – that clients tend to become more risk-averse on their approach to retirement. Yet the likelihood of longer lifespans – and the costs associated with it – mean that ‘playing it safe’ could actually prove to be risky.
What’s more, persistent economic uncertainty and instability, not forgetting the FCA’s retirement income review exposing gaps in advice quality, means hatching a plan that helps clients swerve unnecessary risks around retirement has never been more important.
Zone in on the risks in one lunch hour
Join us online at 1pm on 23 July 2025 when Connor Stewart from Standard Life will be joining host, Richard Allum, to explore the features of the retirement risk zone.
Together they’ll consider the risks that can trip clients up – things like the shift from accumulation to decumulation, sequencing returns, and adapting to changing financial priorities in an uncertain world – before considering practical ways to tackle them using approaches such as smoothed funds and guaranteed lifetime income.
Save your spot now.
Take part and you’ll leave with practical ideas to help guide clients through one of the trickiest phases of their financial lives. So how about it? Fancy zoning in on retirement risk? Then save your spot now.
