Long term care and what paraplanners should know about it
Learning Objectives
During the session we covered…
- Appreciating the divide between health and social care
- Recognising how care needs and financial assessments work
- The privately funded options for care funding
- Evaluating the issues of possible deliberate deprivation of assets
Long term care and what paraplanners should know about it
Learning Objectives
During the session we covered…
- Assessing the size and potential for advice in the care market
- Analysing the longevity and demographic issues in the UK
- Evaluating the government proposals for dealing with health and social care
A team of paraplanners and an expert look at three cases studies with IHT and trusts at the heart of them.
Learning objectives
During the session we covered…
- The client’s background and objectives
- The most important facts and issues
- The various options A potential solution with rationale
Three technical experts answer a whole range of technical questions asked by paraplanners.
Learning objectives
During the session we covered…
- How does the National Insurance increase impact salary sacrifice pension contributions?
- How are bond withdrawals taxed after 20 years?
- Will the cut to income tax affect onshore bonds?
- Trends: What technical issues are the experts seeing in their inboxes, and how do they answer them?
- Tax issues
A team of paraplanners and an expert dissect a case study looking at IHT and the Deed of Variation.
Learning objectives
During the session we covered…
- How to calculate excess income for IHT
- How to calculate a detailed IHT liability statement
- Understanding the main IHT planning strategies and the pros and cons of each
- Understanding how a Deed of Variation can work and the tax implications
A deep dive into Family Investment Companies.
Learning objectives
During this session we covered…
- Budget announcements
- Family Investment Companies
- What the dividend and national insurance changes mean
A team of paraplanners and an expert dissect a case study looking at lifetime allowance.
Learning objectives
In this session we covered…
- The key planning considerations when advising clients around the Lifetime Allowance
- How the Lifetime Allowance works with DC and DB pensions
- The importance of secure income
- Why the order of taking benefits is so important
- How death benefits fit in
- Comparing the options for a client
A deep dive into trusts and how they are taxed.
Learning objectives
In this session we covered…
- Settled property grossing up and additions
- Discounted gift and loan trusts
- Planning opportunities
- The order of gifts
Retirement income has become a hot topic of conversation amongst clients, firms and the regulator, with much of the focus being on defined benefit advice.
Whilst there is little doubt that many of the principles outlined in recent guidance should be part of any retirement advice framework, in this session we look at the real world application, taking into account client behaviour and understanding.
Learning objectives
In this session we covered…
- What should paraplanners take from recent FCA guidance?
- Will DB principles be coming to the DC world?
- How to ensure good client outcomes
- What does a robust retirement advice framework look like?
Think of this as your Paraplanners Protection Toolkit, perfect for:
Anyone with limited protection experience Anyone who wants to increase their understanding and want to introduce more protection into client plans Anyone who thinks they know it all but wouldn’t mind brushing up a little
Learning objectives
In this session we covered…
- Potential protection pot-holes and how to go about troubleshooting them
- The practicalities of putting a policy on risk
- Replacement business
- Common problems and solutions
- A look at specialist areas of protection
- COBS and ICOBS
- Best practice Suitability reports