Cash flow planning from a paraplanner’s perspective.
Learning objectives
In this session we covered…
- How to research and do due diligence on a tool
- How to review it’s continued suitability
- Different tools and their uses
- Things that can go wrong
- What the FCA think
Looking at DB transfers in light of the recent FCA Policy Statement PS18/6 and Consultation Paper CP18/7. We talk through the application of these papers and their potential to improve the quality of pension transfer advice to clients.
Learning objectives
In this session we covered…
- Is the new Appropriate Pensions Transfer Analysis with the Transfer Value Comparator an improvement over the current TVAS?
- Would the development of a standardised data request to trustees from advisers be a helpful development?
- Contingent charging
- Investment risk vs transfer risk
- The FCA’s investigation into unsuitable pension transfer advice
Social impact investing from a paraplanning perspective.
In this session we covered…
- What is social impact investing and how does it differ from ethical investing?
- How to research and review funds and portfolios
- How to clarify how important these are to clients and if they are prepared to accept potential lower returns or higher risk
- How to benchmark (ethical/social ‘ness’ and returns/risk)
Proven techniques that deliver measurable results for exams
Learning objectives
In this session we covered…
- Exam techniques
A chat with Rory, where we talk suitability and professionalism in financial planning
Learning objectives
In this session we covered…
- DB transfers
- Evidencing suitability
- Risk profiling tools