Understand the quirks of the Residence Nil Rate Band that can catch an unwitting paraplanner out.
Learning objectives
In this session we covered…
- What does it apply to?
- Who does it apply to?
- Limits on the relief
- How the relief is applied
- The impact of trusts
- Downsizing rules
- Transferability
- Planning opportunities.
Sharing practical tips and experience on how to build and run a paraplannning team.
Learning Objectives
In this session we covered…
- Career development path
- Balancing technical skills within a team
- Relationship management and development (between adviser, director, paraplanner, administrator, client – contracting)
- Dealing with tricky customers, advisers, team members
- Workflow management
- Developing your own skills as a team leader
- Getting buy in from the business owners/advisers and the other paraplanners for your role
A review of FICs to highlight considerations when choosing to create an investment company.
Learning objectives
In this session we covered…
- A review of FICs to highlight considerations when choosing to create an investment company.
Is passing the pension fund directly on to the spouse/next generation the best option for all clients?
Learning objectives
In this session we covered…
- Is passing the pension fund directly on to the spouse/next generation the best option for all clients?
Looking at the tax and admin problems that trustees face.
Learning objectives
In this session we covered…
- Is passing the pension fund directly on to the spouse/next generation the best option for all clients?
Avoiding unforeseen IHT. Getting it right for clients that require more than one solution.
Learning objectives
In this session we covered…
- Looking at the tax and admin problems that trustees face.
Considering the different facets of the mainstream wrappers and how they could be used together to create efficient income.
Learning Objectives
In this session we covered…
- Considering the different facets of the mainstream wrappers and how they could be used together to create efficient income.
Cash flow planning from a paraplanner’s perspective.
Learning objectives
In this session we covered…
- How to research and do due diligence on a tool
- How to review it’s continued suitability
- Different tools and their uses
- Things that can go wrong
- What the FCA think
Looking at DB transfers in light of the recent FCA Policy Statement PS18/6 and Consultation Paper CP18/7. We talk through the application of these papers and their potential to improve the quality of pension transfer advice to clients.
Learning objectives
In this session we covered…
- Is the new Appropriate Pensions Transfer Analysis with the Transfer Value Comparator an improvement over the current TVAS?
- Would the development of a standardised data request to trustees from advisers be a helpful development?
- Contingent charging
- Investment risk vs transfer risk
- The FCA’s investigation into unsuitable pension transfer advice
Social impact investing from a paraplanning perspective.
In this session we covered…
- What is social impact investing and how does it differ from ethical investing?
- How to research and review funds and portfolios
- How to clarify how important these are to clients and if they are prepared to accept potential lower returns or higher risk
- How to benchmark (ethical/social ‘ness’ and returns/risk)