Save your spot now. 1pm on Wednesday 19 June 2024. Is there a recipe for successful retirement income advice? With Gareth Davies of Scottish Widows

Join us online at 1pm on Wednesday 19 June 2024 when Gareth Davies from Scottish Widows will share the latest thinking on retirement income advice following the FCA’s thematic review.

Because, believe it or not, it’s already been nine years since the introduction of pension freedoms.

And, while it’s fair to say that the arrival of drawdown transformed the way that clients could plan income in retirement, when the new measures were announced back in 2015, they were made against the backdrop of a generally benign economic climate.

What’s changed and what can paraplanners do?

Today, high interest rates and stubborn inflationary pressure, coupled with greater regulatory scrutiny courtesy of the advent of The Consumer Duty and the conclusions of the FCA’s retirement income review, make for altogether more changeable weather.

So how are paraplanners expected to make forecasts and hatch plans that will deliver sustainable incomes for clients in their retirement? Plans that stack up under scrutiny and against the demands of The Consumer Duty?

What you’ll gain from this Assembly

During this lunch-hour Assembly, Gareth will not only explore these issues but dig into other considerations that will influence paraplanners, advisers and clients when thinking about accumulation and decumulation strategies including:

No matter what your experience or expertise as a paraplanner, this 60-minute session will offer insights that can help you navigate the retirement income advice landscape today, plus ideas that you can apply when you’re thinking about designing a successful and sustainable plan for income in retirement for your clients.

So don’t miss out. Save your spot now!

Save your spot now. 1pm on 29 May 2024. 'When should AIM be in the frame for IHT planning?' featuring Paul Parker of Canaccord Genuity

Guess what? We were scouring our library of previous online Assemblies recently and realised something: we’ve never covered the topic of inheritance tax (IHT) planning using the alternative investment market (AIM)!

So we thought it was high time to fix that. And if you join us online at 1pm on 29 May 2022, we will.

After all, whether you’re new to paraplanning and in search of a primer or you’ve been paraplanning for ages and want to make sure you do know what you’re talking about, a whistle-stop tour of why investing in AIM is right up there as a strategy for IHT planning is well worth taking.

And we’ve got the ideal guest as a tour guide for the topic.

Because we’re going to be joined by Canaccord Genuity’s senior investment director and head of IHT investments, Paul Parker. During the lunch hour gathering we expect to explore:

As ever, the chat will be open for you to pose questions, or share ideas and observations.

Fancy joining in? Then save your spot right now.

Watch Case Study Investigation: getting to the bottom of top slicing relief featuring Steve Sayer from Utmost International

It’s no secret that top slicing relief offers a powerful method of reducing tax liability by spreading bond gains across each year of the lifetime of the bond. 

But no matter how experienced a paraplanner you may be, working out the best way to make use of the relief, and getting the top slicing calculations right, can be tricky.

Join Steve and Richard as they crack the case

That’s why we think this case study investigation (CSI) on top slicing will be right up your street.

In this 45-minute special on top slicing, Utmost International’s technical sales manager, Steve Sayer, joins The Paraplanners’ Richard Allum, to pick his way through a case study featuring fictional client, David. 

Designed to give you the chance to consider the financial planning opportunities from all sorts of angles, this CSI will help you:

Watch or listen now

Whether you’re new to top slicing relief or are a seasoned pro, it never hurts to top up your knowledge and know how – especially when it can make such a big difference to a client’s financial plan.

Video cover image features a head and shoulder picture of Les Cameron. Text reads: Recorded on 24 April 2024. Les Cameron's guide to the new allowances landscape featuring Les Cameron of M&G Wealth

In a world where even HMRC doesn’t seem too sure what the score is, how can paraplanners get to grips with the new allowances landscape so clients know what they need to know right now?

Well you could tune into this recording of our Assembly with Les Cameron on 24 April 2024 for starters.

Because M&G Wealth’s head of technical took us on a guided tour of the new allowances regime following the abolition of the lifetime allowance (LTA).

What you’ll gain from this Assembly

During this lunch-hour event, hosted by Richard Allum of The Paraplanners, Les explored what has changed, what matters, and what it all means for you and your clients.

In a session that was jam-packed with examples, case studies and practical tips, Les covered all the essentials including

Among the nuggets that Les shared were his analysis of the winners and losers under the new regime, nine things you need to know about TTFACs, and planning opportunities for clients as a result of the changes.

What’s more, he recapped the legislative position as well as shared some good-to-know quirks that the changes are throwing up.

With the post-LTA world still in an apparent state of flux, this is a timely chance to take stock in the company of one of the Assembly’s most popular experts. Want to join in? Then save your spot now.

Back in the days of pandemic restrictions, we would throw open the doors of a Zoom room for an hour on a Friday morning so – whether in-house or outsourced – any paraplanner who was working from home and fancied a natter could drop in (we called them Coffee Mornings).

Despite the return to a more traditional office hours for part of the week, the world of hybrid working and WFH continues to leave loads of us craving a bit of watercooler-style conversation once in a while – if only to stay sane.

Which is why we’re reviving our informal one-hour drop-ins once again.

Pop the kettle on, it’s Elevenses

We’re calling them Elevenses and we’ll be opening the Zoom room for the next one at 11am on Friday 15 March 2024

To join in, just click the ‘Book event’ button, fill out your details and you’ll receive a calendar invitation with the Zoom link in your inbox (so you don’t forget).

What to expect

There’s nothing to prepare or anything – although a frequent topic of conversation is ‘What’s for tea?’ so be ready for that – so just pour yourself a cuppa, grab a biscuit or two or three or four…and click the link.

Expect to be greeted by a friendly-faced paraplanner or two (Caroline Stuart will definitely be one of the hosts for this gathering).

There might only be two or three of us. And then there might be 20. 

You can stay for the whole hour. Or just five minutes. It’s entirely up to you.

See you there?

Save your spot now. New Forest Assembly. 10am-1pm on Thursday 25 April 2024. Grey friars Community Centre, Christchurch Road, Ringwood, BH24 1DW. Visit paraplannersassemble.co.uk/events

If you’re a paraplanner who lives or works in Dorset, Hampshire and the New Forest, and south Wiltshire, then our New Forest Assembly at 10am on Thursday 25 April 2024 is just the thing for you.

Organised by Evelyn Partners’ Jackie Manning and Sarah Lees from Mazars, the Assembly, which is being hosted at Greyfriars Community Centre in Ringwood, Hampshire, is your chance to catch up with paraplanners from your neck of the woods. (Why a community centre? Take a look at our recent blog post.)

When you book your spot, you’ll be invited to shape the agenda by suggesting topics that you’d like the Assembly cover during the get-together.

But to give you an idea of what to expect, at last October’s gathering of paraplanners at the equivalent event in London (The Other London Assembly), we exchanged ideas and perspectives on:

The New Forest Assembly is the ideal chance to learn what’s going on in each other’s worlds, share ideas, and discover practical tips and illuminating insights – and tackle any other paraplanning topics that are on your mind when we gather.

See you on 25 April 2024? Then save your spot now.

Save your spot now. An informal Assembly for outsourced paraplanners. An online gathering in Zoom. 10-11 am on Friday 19 April 2024

Are you an outsourced paraplanner?

Whether you’re the only employee of your paraplanning practice, or you lead a paraplanning powerhouse with employees and a hefty bank of clients, outsourced paraplanners share lots of things in common.

You just do.

But here’s the thing: despite the growing number of outsourced paraplanners in the UK these days, opportunities to get together to talk only about things that matter in the outsourced world, are surprisingly few and far between.

Why an event for outsourced paraplanners?

At last year’s Big Day Out, we invited Christina Georgiou and Andy Schleider to host a drop in session for participants who were starting out as outsourced paraplanners, thinking about it, or already were. (The session was an IRL version of the ‘Outsourced Paraplanners banter + chat group’ hosted by Andy on WhatsApp.)

The popularity of that session illustrated three things (1) the appetite to get together face-to-face as well as via messaging apps (2) the role the Assembly can play to bring outsourced paraplanners together and (3) how the Assembly can support informal networks that already exist for outsourced paraplanning.

After all, it’s exactly what the Paraplanners’ Assembly has always been about since our very first gathering in 2013: creating spaces – in person and online – that spark collaboration and conversation. Spaces where paraplanners can exchange views, learn things, fix things and share things.

Switch off. Show up. Join in. 

Here’s our invitation: set your notifications to ‘do not disturb’, click on the Zoom link in your event confirmation and gather with other outsourced paraplanners across the UK for an hour of conversation, ideas and practical insights.

There’s nothing to prepare. Just come along ready to share your answer to one question: 

‘What’s on your mind today?’

Spaces are limited. Save your spot now. 

Save your spot now. Bristol Assembly. 9.30am-12.30pm. Wednesday 12 June 2024 at Little Stoke Community Hall, Little Stoke, Bristol, BS34 6HR. Visit paraplanners-assemblty.co.uk/events.

If you’re a paraplanner who lives or works in Bristol, north Somerset, south Gloucestershire, west Wiltshire or just across the bridge in Wales then our Bristol Assembly at 9.30am on Wednesday 12 June 2024 will be right up your street.

Organised by Plan Works’ Sian Davies Cole and Maddy Gooding of In Step Paraplanning this is your chance to catch up with paraplanners from your neck of the woods.

When you book your spot, you’ll be invited to shape the agenda by suggesting topics that you’d like the Assembly cover during the get-together at Little Stoke Community Hall, Little Stoke in north Bristol. (Why a community centre? Take a look at our recent blog post.)

To give you an idea of what to expect, at last October’s gathering of paraplanners at the equivalent event in London (The Other London Assembly), we exchanged ideas and perspectives on:

It’s the ideal chance to learn what’s going on in each other’s worlds, share ideas, and discover practical tips and illuminating insights – and tackle any other paraplanning topics that are on your mind when we gather.

Expect the same kind of thing from the Bristol Assembly on 12 June.

So how about it? Book your spot now.

Save your spot now. The Other London Assembly. 10am-1pm on Thursday 2 May 2024 at Barnett Waddingham, 2 London Wall Place, London, EC2Y 5AU

If you’re a paraplanner who lives or works in striking distance of central London, then The Other London Assembly from 10am on Thursday 2 May 2023 will be right up your street.

Hosted by Dan Atkinson and Andy Schleider – and generously hosted by Barnett Waddingham at their London Wall Place office – this is your chance to catch up with paraplanners from your neck of the woods.

When you book your spot, you’ll be invited to shape the agenda by suggesting topics that you’d like the Assembly cover during the get-together.

At last October’s event, we exchanged ideas and perspectives on the two topics voted for by participants: 

And in an open floor session to conclude the get together, topics raised included

It’s the ideal chance to learn what’s going on in each other’s worlds, share ideas, and discover practical tips and illuminating insights – and tackle any other paraplanning topics that are on your mind when we gather.

Expect the same kind of thing from The Other London Assembly on 2 May.

So how about it? Book your spot now.

Richard Allum and Paradigm Norton’s Dan Atkinson get to grips with the topic of planning assumptions.

For what seemed like AGES, low interest rates and low inflation rates gave the impression that the factors affecting a client’s future were pretty predictable.

But more recently, roller-coaster interest and inflation rates, combined with pandemics and wars, could leave you thinking that the future is altogether more unpredictable.

But is it?

Assumptions that are fit for purpose

During this online Assembly, Dan and Richard explored ways to think about planning assumptions in future.

They considered the kind of indicators you can use to form a set of assumptions with the durability to withstand those periodic headwinds sparked by social, economic and environmental events – the kind that have dominated our lives lately.

Of course investments are important but healthspans, death, inflation, spending, retirement, care and more have the potential to feature.

And then there are clients with specific outcomes in mind to add to the mix – for instance, meeting school fees, saving to offset childrens’ university tuition fees or deposits for their first homes.

Don’t miss out

Tune in and you’ll discover you’re in good company. Not only is Dan responsible for Paradigm Norton’s financial planning assumptions, he also owns a crystal ball (he actually does) so – one way or another – he’ll have all bases covered.

Listen now
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