An exploration of the factors paraplanners should consider when planning for couples.

Learning objective

During the session we covered…

• Examples from other professions on working with couples
• An overview of the new Consumer Duty rules (currently in consultation)
• Why it’s important you know who you are working with and how to know
• Considerations around partners who are passive in financial decision making
• Where gender bias can play into risk discussions The dynamics introduced age, longevity, divorce and same sex partnerships and marriage

A large number of clients have an objective to pass their wealth on to the next generation or generations. We explore the issues paraplanners should be thinking of when creating a suitable strategy.

Learning objectives

During the session we covered…

• Gifting during life vs gifts made after death
• Access and control
• Using the right tax wrappers
• Trusts Investment strategies

For paraplanners who are want to build an advanced knowledge of investment bonds and how they work.

Learning objectives

In this session we covered…

• Disregarded assets
• Updated top slicing guidance
• Maximising top slicing advantage with detailed case study
• Time apportion relief (pre and post 2016)
• Planning for UK resident non-domicile clients
• Bonds and retirement income strategies