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19 Jun

Is there a recipe for successful retirement income advice?

Financial planning

1:00 pm


Wednesday 19th June 2024





Save your spot now. 1pm on Wednesday 19 June 2024. Is there a recipe for successful retirement income advice? With Gareth Davies of Scottish Widows

Join us online at 1pm on Wednesday 19 June 2024 when Gareth Davies from Scottish Widows will share the latest thinking on retirement income advice following the FCA’s thematic review.

Because, believe it or not, it’s already been nine years since the introduction of pension freedoms.

And, while it’s fair to say that the arrival of drawdown transformed the way that clients could plan income in retirement, when the new measures were announced back in 2015, they were made against the backdrop of a generally benign economic climate.

What’s changed and what can paraplanners do?

Today, high interest rates and stubborn inflationary pressure, coupled with greater regulatory scrutiny courtesy of the advent of The Consumer Duty and the conclusions of the FCA’s retirement income review, make for altogether more changeable weather.

So how are paraplanners expected to make forecasts and hatch plans that will deliver sustainable incomes for clients in their retirement? Plans that stack up under scrutiny and against the demands of The Consumer Duty?

What you’ll gain from this Assembly

During this lunch-hour Assembly, Gareth will not only explore these issues but dig into other considerations that will influence paraplanners, advisers and clients when thinking about accumulation and decumulation strategies including:

  • Cash flow modelling and stress testing – and its importance
  • Is it ‘annuities vs drawdown’ or ‘annuities+drawdown’?
  • Platform selection and what to consider
  • – The abolition of lifetime allowance – what does it mean?

No matter what your experience or expertise as a paraplanner, this 60-minute session will offer insights that can help you navigate the retirement income advice landscape today, plus ideas that you can apply when you’re thinking about designing a successful and sustainable plan for income in retirement for your clients.

So don’t miss out. Save your spot now!


Gareth Davies
Scottish Widows

Gareth is a pension specialist for Scottish Widows, specialising in presenting on technical and legislative aspects of both corporate and individual pensions. Gareth has over 32 years’ experience in the life and pensions industry working for major product providers, and over 17 years’ experience as a pensions specialist. Gareth regularly speaks at industry and trade events and he is a Chartered Financial Planner, a Fellow of The Personal Finance Society and also holds the Investment Management Certificate.

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