Three technical experts answer a whole range of technical questions asked by paraplanners.
Learning objectives
During the session we covered…
- How does the National Insurance increase impact salary sacrifice pension contributions?
- How are bond withdrawals taxed after 20 years?
- Will the cut to income tax affect onshore bonds?
- Trends: What technical issues are the experts seeing in their inboxes, and how do they answer them?
- Tax issues
A back to the basics on inflation and what it means for paraplanners.
Learning objectives
During the session we covered….
- What is inflation?
- What is it made up of?
- Why has it gone up so much, so fast?
- What do we think will happen in the future?
- How it affects assumptions and cash flow planning
A deep dive into a trust deed and the information and points paraplanners should look out for.
Learning objectives
During the session we covered….
- Why are you reading the deed?
- What kind of trust is it?
- Who is involved?
- Who is entitled to what?
- Trustees’ investment responsibilities
An exploration of the factors paraplanners should consider when planning for couples.
Learning objective
During the session we covered…
- Examples from other professions on working with couples
- An overview of the new Consumer Duty rules (currently in consultation)
- Why it’s important you know who you are working with and how to know
- Considerations around partners who are passive in financial decision making
- Where gender bias can play into risk discussions The dynamics introduced age, longevity, divorce and same sex partnerships and marriage
A large number of clients have an objective to pass their wealth on to the next generation or generations. We explore the issues paraplanners should be thinking of when creating a suitable strategy.
Learning objectives
During the session we covered…
- Gifting during life vs gifts made after death
- Access and control
- Using the right tax wrappers
- Trusts Investment strategies
A festive wrap up with a paraplanner quiz to boot.
A team of paraplanners and an expert dissect a case study looking at IHT and the Deed of Variation.
Learning objectives
During the session we covered…
- How to calculate excess income for IHT
- How to calculate a detailed IHT liability statement
- Understanding the main IHT planning strategies and the pros and cons of each
- Understanding how a Deed of Variation can work and the tax implications
A deep dive into Family Investment Companies.
Learning objectives
During this session we covered…
- Budget announcements
- Family Investment Companies
- What the dividend and national insurance changes mean
A refresher on the basics of investing.
Learning objectives
During this session we covered…
- Putting the client at the centre
- Different investment styles
- What is passive investing and when does it work?
- What is active investing and when does it work?
- Portfolio building blocks
- Correlation and diversification
- Measuring risk and returns
- Benchmarking
A refresher on the basics of investing.
Learning objectives
In this session, we covered…
- Saving vs investing
- Jargon busting
- Inflation and why it’s important
- Why invest?
- Different asset classes
- Risk vs reward