Explore the basics of ethical investing.
Learning objectives
In this session we covered…
- Understanding the terminology – ethical, ESG, SRI, sustainable etc.
- Navigating the range of products and styles of ESG investing
- The change in attitudes to ESG among companies and investors
- Greenwashing! How can investors combat this?
- How ethical considerations vary for different asset classes and regions
- Pros and cons of the increasing amount of data and ESG ratings available
- Active versus passive in ESG investing, what are the advantages or disadvantages?
- Negative screening
- MIFid II – Discussions with your clients
State Pensions are an important part of many peoples’ financial plansplans and in this video we explore the considerations.
Learning objectives
In this session we covered…
- How state pension age has changed and further proposals to amend Comparison of old State Pension and new State Pension
- What will your client get?
- What are the differences?
- How the State Pension is Accrued
Foundation amounts
- Qualifying National Insurance credits and pitfalls to avoid
- Working and retiring abroad
- State Pension death benefits
- Differences between old and new state pension
- Guiding your client through a State Pension forecast
- Assessing what your client may get
- Eligibility and cost of topping up state pension
- Considerations before topping up state pension
- State Pension deferral
- Comparison of old State Pension v new State Pension rules
- Who can defer?
- Considerations for deferring and alternative options
This video covers the essentials for those of you trying to get your head around Centralised Retirement Propositions, or are some way along the journey of implementing one.
Learning objectives
In this session we covered…
- What is a CRP and how is it different to a CIP?
- The context to CRPs including PROD, the Retirement Suitability review and Dear CEO letters
- Where a CRP can help
- How firms use CRPs
- What can you include in your CRP
Exploring career options available to paraplanners
Learning objectives
In this session we covered…
- Caroline and Rohan’s career paths
- What they learnt in paraplanning that stands them in good stead today
- How they planned (or didn’t) their careers
- Their tips for moving from one role to another: How do you transition well?
From revision tips from seasoned exam sitters to thoughts on how to study together in groups, a group of paraplanners share best practice on revision and exam preparation.
Learning objectives
In this session we covered…
- Creating your own study plan
- Getting the best from revising in groups
- Common pitfalls in preparation
- Sitting the exam: The dos and the don’ts
- Managing exam nerves
- What to do if you don’t pass?
- Is a remark worth it?
- Should you take it again?
- Looking at options from other examining bodies
John Bunker, consultant with Irwin Mitchell, freelance legal and tax trainer and in the process of writing the The Law Society’s Inheritance Tax Planning Handbook, takes us through some estate planning basics, focussing on the processes and procedures to be aware of.
Learning objectives
In this session we covered…
- Changes to the probate application process
- Major changes to the way applications are made for a grant of probate and the aims of HM Courts & Tribunals
- Service (HMCTS); Limits to applying online
- How much information is needed and recent changes Where applications are processed and the new Probate Registry.
- Estates and trusts: variations within 2 years of death
- Basics on using sections 142 (estates) and 144 (trusts), Inheritance Tax Act (IHTA) 1984.
- An introduction to IHT and CGT
- Potential use of variations for securing spouse exemptions and BPR/APR
- RNRB and planning through variations
- IHT process changes for the Covid-19 crisis
- IHT accounts: new procedures to adapt to the situation
- Payments (and repayments) of IHT electronically
- Help in paying IHT during the crisis
In this session a panel of experienced administration and client support professionals discuss their roles.
Learning objectives
In this session we covered…
- Best part of their role
- Common issues
- Remote working challenges and opportunities
- Tools and tips that have made life easier
- One piece of advice from each panel member that they are following in their own career
- Support available to Administrators and client service roles
Whether you’re new to the Paraplanner profession and want to find out more about CIPs or actively involved in a review of your business’ CIP, this session should help.
Learning objectives
In this session we covered…
- What is a CIP?
- CIP, PROD and client segmentation: How does it all fit together Is one CIP enough?
- Getting the measure of different types of CIPs
- CIP and CRP: Working together or in isolation?
- DIY or get a CIP in?
- Building a CIP
Having a robust strategy for vulnerable clients has always been important and in this session we discuss the key points. This was recorded during the pandemic.
Learning objectives
In this session we covered…
- Tools to ensure your approach is robust
- Help on how to evaluate your approach
- Putting in place any follow up measures
Using real life examples, this session focussed on the basic design principles for reports.
Learning objectives
In this session we covered…
- How people read documentation – yep, there is some science to it
- Basic layout principles i.e. fonts, font size, columns, justification, colour, logo placement, front covers and back covers
- Working with data – tables, graphs and charts
- Rules to be aware of for legibility and accessibility