A deep dive into Family Investment Companies.
Learning objectives
During this session we covered…
- Budget announcements
- Family Investment Companies
- What the dividend and national insurance changes mean
A refresher on the basics of investing.
Learning objectives
During this session we covered…
- Putting the client at the centre
- Different investment styles
- What is passive investing and when does it work?
- What is active investing and when does it work?
- Portfolio building blocks
- Correlation and diversification
- Measuring risk and returns
- Benchmarking
A refresher on the basics of investing.
Learning objectives
In this session, we covered…
- Saving vs investing
- Jargon busting
- Inflation and why it’s important
- Why invest?
- Different asset classes
- Risk vs reward
A team of paraplanners and an expert dissect a case study looking at lifetime allowance.
Learning objectives
In this session we covered…
- The key planning considerations when advising clients around the Lifetime Allowance
- How the Lifetime Allowance works with DC and DB pensions
- The importance of secure income
- Why the order of taking benefits is so important
- How death benefits fit in
- Comparing the options for a client
A deep dive into trusts and how they are taxed.
Learning objectives
In this session we covered…
- Settled property grossing up and additions
- Discounted gift and loan trusts
- Planning opportunities
- The order of gifts
A deep dive into the Relevant Property Regime
Learning objectives
In this session we covered:
- Relevant Property Regime
- 2006 changes
- Entry charges
- Exit charges in the first 10 years
- Principle charges (periodic and 10 year)
- Exit charges after 10 years
Why are we so beguiled by risk questionnaires? Most paraplanners and advisers use a risk profiling tool as part of their suitability process but are they the right tool for the job?
Learning objectives
In this session we covered…
- What are risk questionnaires trying to achieve?
- Is a psychological approach the right approach?
- Why is loss aversion the crucial question?
- Is there an alternative way?
- What about capacity for loss?
- How does risk mapping work?
Retirement income has become a hot topic of conversation amongst clients, firms and the regulator, with much of the focus being on defined benefit advice.
Whilst there is little doubt that many of the principles outlined in recent guidance should be part of any retirement advice framework, in this session we look at the real world application, taking into account client behaviour and understanding.
Learning objectives
In this session we covered…
- What should paraplanners take from recent FCA guidance?
- Will DB principles be coming to the DC world?
- How to ensure good client outcomes
- What does a robust retirement advice framework look like?
Join our paraplanning panel as they discuss how they approach cash flow planning.
Learning Objectives
In this session we covered…
- We’ll be using CashCalc and Voyant again
- We’ll do a deeper dive into hows to start building a cash flow (bring your armbands)
- We will also look at scenario planning, assumptions, problem solving and capacity for loss in more detail
- And like always, you can ask questions and share tips with fellow paraplanners
A team of paraplanners and an expert dissect a case study looking at pensions and divorce.
Learning objectives
In this session we covered….
- Where to start with divorce cases
- The options for dealing with pensions
- Dealing with other assets
- Working out a suitable solution for both parties
- What other financial actions should be looked at