James Jones-Tinsley of Barnett Waddingham and Richard Allum pick their way through the potpourri of jargon associated with old pensions contract.
James Jones-Tinsley of Barnett Waddingham and Richard Allum pick their way through the potpourri of jargon associated with old pensions contracts.
A team of paraplanners and an expert look at three cases studies with IHT and trusts at the heart of them.
Learning objectives
During the session we covered…
- The client’s background and objectives
- The most important facts and issues
- The various options A potential solution with rationale
Many paraplanners may never have worked on an annuity or have less experience since pension freedoms came in. In this session, we cover the basics of guaranteed income.
Learning objectives
During the session we covered…
- The basics of guaranteed income
- Underwriting
- How annuities have evolved
- Comparing to drawdown
- Planning and research
- Regulation
In this brief but wide-ranging conversation, Will Mcintosh-Whyte of Rathbones talks with Richard Allum of the Paraplanners’ Assembly tackle the question of what ‘responsible investment’ is and whether it differs from ideas like ESG, or ‘ethical’ and ‘sustainable’ investing.
Learn more about the UK trust registration service requirements for UK taxable trusts and UK express trusts.
Learning objectives
During the session we covered…
- The Trust Registration Service
- Taxable trusts
- Non-taxable trusts
- How to register
- Policies issued from Ireland
Three technical experts answer a whole range of technical questions asked by paraplanners.
Learning objectives
During the session we covered…
- How does the National Insurance increase impact salary sacrifice pension contributions?
- How are bond withdrawals taxed after 20 years?
- Will the cut to income tax affect onshore bonds?
- Trends: What technical issues are the experts seeing in their inboxes, and how do they answer them?
- Tax issues
A back to the basics on inflation and what it means for paraplanners.
Learning objectives
During the session we covered….
- What is inflation?
- What is it made up of?
- Why has it gone up so much, so fast?
- What do we think will happen in the future?
- How it affects assumptions and cash flow planning
A deep dive into a trust deed and the information and points paraplanners should look out for.
Learning objectives
During the session we covered….
- Why are you reading the deed?
- What kind of trust is it?
- Who is involved?
- Who is entitled to what?
- Trustees’ investment responsibilities
An exploration of the factors paraplanners should consider when planning for couples.
Learning objective
During the session we covered…
- Examples from other professions on working with couples
- An overview of the new Consumer Duty rules (currently in consultation)
- Why it’s important you know who you are working with and how to know
- Considerations around partners who are passive in financial decision making
- Where gender bias can play into risk discussions The dynamics introduced age, longevity, divorce and same sex partnerships and marriage