A deep dive into a trust deed and the information and points paraplanners should look out for.
Learning objectives
During the session we covered….
- Why are you reading the deed?
- What kind of trust is it?
- Who is involved?
- Who is entitled to what?
- Trustees’ investment responsibilities
A team of paraplanners and an expert dissect a case study looking at IHT and the Deed of Variation.
Learning objectives
During the session we covered…
- How to calculate excess income for IHT
- How to calculate a detailed IHT liability statement
- Understanding the main IHT planning strategies and the pros and cons of each
- Understanding how a Deed of Variation can work and the tax implications
A refresher on the basics of investing.
Learning objectives
During this session we covered…
- Putting the client at the centre
- Different investment styles
- What is passive investing and when does it work?
- What is active investing and when does it work?
- Portfolio building blocks
- Correlation and diversification
- Measuring risk and returns
- Benchmarking
A refresher on the basics of investing.
Learning objectives
In this session, we covered…
- Saving vs investing
- Jargon busting
- Inflation and why it’s important
- Why invest?
- Different asset classes
- Risk vs reward
A team of paraplanners and an expert dissect a case study looking at lifetime allowance.
Learning objectives
In this session we covered…
- The key planning considerations when advising clients around the Lifetime Allowance
- How the Lifetime Allowance works with DC and DB pensions
- The importance of secure income
- Why the order of taking benefits is so important
- How death benefits fit in
- Comparing the options for a client
This is a deep dive into bond gains and planning tips.
Learning objectives
In this session we covered…
- Refresher on the chargeable gains regime
- Impact on personal allowance
- Order of income in the tax calculation
- Surrendering more than one bond in a tax year
- Mixing on and offshore gains
- Tax planning with under 18s
Take a deep dive into the lifetime handling of a bond
Learning objectives
In this session we covered…
- Dealing with an estate
- What tax is due on a bond and who pays it?
- Succession planning
- How a Discounted Gift Trust can be used
- Single life or joint life?
- Using a Loan Trust
- What about the grandchildren?
Looking at how you build and manage your SRI/ESG strategy
Learning objectives
In this session we covered…
- Chargeable event regime
- The power of gross roll up
- Top slicing – basic and advanced
- Update on the Silver case with worked examples
- Bonds vs GIA
Looking for an introduction or useful refresher on UK tax for savings and especially offshore bonds? Here we take it all the way back to the essentials.
Learning objectives
In this session we covered…
- Overview of different taxes
- UK savings regime
- Structure of bonds
- Taxation of bonds
- Myth busting
- Reasons to use an offshore bond
This video covers the essentials for those of you trying to get your head around Centralised Retirement Propositions, or are some way along the journey of implementing one.
Learning objectives
In this session we covered…
- What is a CRP and how is it different to a CIP?
- The context to CRPs including PROD, the Retirement Suitability review and Dear CEO letters
- Where a CRP can help
- How firms use CRPs
- What can you include in your CRP