Take a deep dive into the lifetime handling of a bond
Learning objectives
In this session we covered…
- Dealing with an estate
- What tax is due on a bond and who pays it?
- Succession planning
- How a Discounted Gift Trust can be used
- Single life or joint life?
- Using a Loan Trust
- What about the grandchildren?
Looking at how you build and manage your SRI/ESG strategy
Learning objectives
In this session we covered…
- Chargeable event regime
- The power of gross roll up
- Top slicing – basic and advanced
- Update on the Silver case with worked examples
- Bonds vs GIA
Looking for an introduction or useful refresher on UK tax for savings and especially offshore bonds? Here we take it all the way back to the essentials.
Learning objectives
In this session we covered…
- Overview of different taxes
- UK savings regime
- Structure of bonds
- Taxation of bonds
- Myth busting
- Reasons to use an offshore bond
This video covers the essentials for those of you trying to get your head around Centralised Retirement Propositions, or are some way along the journey of implementing one.
Learning objectives
In this session we covered…
- What is a CRP and how is it different to a CIP?
- The context to CRPs including PROD, the Retirement Suitability review and Dear CEO letters
- Where a CRP can help
- How firms use CRPs
- What can you include in your CRP
Whether you’re new to the Paraplanner profession and want to find out more about CIPs or actively involved in a review of your business’ CIP, this session should help.
Learning objectives
In this session we covered…
- What is a CIP?
- CIP, PROD and client segmentation: How does it all fit together Is one CIP enough?
- Getting the measure of different types of CIPs
- CIP and CRP: Working together or in isolation?
- DIY or get a CIP in?
- Building a CIP
For paraplanners who are want to build an advanced knowledge of investment bonds and how they work.
Learning objectives
In this session we covered…
- Disregarded assets
- Updated top slicing guidance
- Maximising top slicing advantage with detailed case study
- Time apportion relief (pre and post 2016)
- Planning for UK resident non-domicile clients
- Bonds and retirement income strategies
For paraplanners who are want to build an intermediate knowledge of investment bonds and how they work.
Learning objectives
In this session we covered…
- Part surrenders vs full surrenders
- Tax due dates
- Combining part and full surrenders
- Policy years and tax years
- Deficiency relief
- Loss of personal allowance
- Recent Court rulings on ‘disproportionate’ cases
- Personal portfolio bonds
- Assignments
- Loans
For paraplanners who are want to build a basic knowledge of investment bonds and how they work.
Learning objectives
In this session we covered…
- Life assurance vs capital redemption bonds
- Jurisdictions: Isle of Man vs Ireland
- Brexit (arghhh)
- Who needs a bond?
- Tax within the bond
- Tax paid by the bond holder
- Bond withdrawals
- ‘New’ top slicing rules
Business Property Relief (BPR) is a well-established investment incentive and estate planning tool so we’ll take a closer look at BPR-qualifying investments and how they can complement other inheritance tax planning strategies.
Learning objectives
In this session we covered…
- The types of clients who could benefit from BPR-qualifying investments
- Researching the right provider for your client
- Due diligence
For many clients, trusts will be the backbone of their estate planning. In this session we explore how trusts can be used effectively in estate planning.
Learning objectives
In this session we covered…
- How different types of trusts work, and how they fit with clients’ needs.
- Using trusts and Business Property Relief together.